Saturday, January 14, 2017

Budget Review for 2016


This year  f-l-e-w by, just like that.  It seems like we were just getting started, and now it's over and done with - crazy how life works that way.  But, anyway, we're here to discuss the budget for the year, and I am VERY happy to say that we were UNDER budget for 2016!!!  I love when we come out ahead for the year!  I added the money into my new January 2017 grocery money envelope, and I'll use that to stock on meat as I see good deals.  Below you can see how my spending broke down each month - if you click the links you can see my spending in more detail.  I love looking through these summaries each year to see what great deals I was able to pick up at different points throughout the year.  Each month brings different sales and coupons, and I love seeing how it all comes together - the big picture if you will.  Anyway, poke around and let me know what your favorite deal was from 2016!
  • January: $314.36 oop ($35.64 under budget -- added to February's money), Earned $88.27
  • February: $341.59 oop ($44.05 leftover and added to March's money), Earned $49.39
  • March: $371.36 oop ($22.69 leftover and added to April's money), Earned $52.98
  • April: $309.92 oop ($62.77 leftover and added to May's money), Earned $58.59
  • May: $288.88 oop ($123.89 leftover and added to June's money), Earned $42.25
  • June: $411.06 oop ($62.83 leftover and added to July's money), Earned $79.10
  • July: $369.35 oop ($43.48 leftover and added to August's money), Earned $52.55
  • August: $355.49 oop ($37.99 leftover and added to September's money), Earned $36.94
  • September: $360.85 oop ($27.14 leftover and added to October's money), Earned $41.35
  • October: $334.97 oop (41.17 leftover and added to November's money), Earned $82.45
  • November: $455.90 oop ($10 leftover and added to December's money), Earned $155.27
  • December: $267.17 oop ($132.83 leftover and added to January's money), Earned $58.10

Total OOP: $4,180.90
Total Earned: $797.24
Total Remaining from 2016: $132.83!!!!!!

December Budget Update

December was a crazy month, filled with work, and teas, and family get togethers, and dinners, and fellowship with friends, and parties, and movies, and shopping, and presents, and you get the idea.  Because of that, this is super late getting posted, and for that I am sorry.  I have missed blogging, but it was also nice to have a little break from the online world.  It feels great to be back though.  I am so excited to share that we ended the year on a high-note budget-wise!  I LOVE when that happens -- get the dets below, and I'll be back soon with more posts....
  • Week #3: $84.05 oop, Earned $40 from Baking for others
  • Week #4: Zero oop, Earned Zero
Total OOP: $267.17
Total Earned: $58.10
Total Remaining from December: $132.83!!!!!
*Use this link to sign up for Checkout51, upload a receipt, and get a $5 Bonus!
**Use this link to sign up for Ibotta and get a $10 bonus!

Weekly Spending Report: 12/18-24/2016


This week I did very little shopping.  I stopped into Dollar Tree on Monday to pick up some stocking stuffers and graduation cards.  But I was feeling pretty ill, so I ended up sending Joe out to ALDI on Tuesday.  He's getting pretty good at following my lists.  I've been sick off and on all week, and I'm just tired.  We are both off of work for three days this weekend, so I am looking forward to a lot of rest, good food, family fellowship, presents, and binge-watching holiday movies!  I will try to share the deals we pick up at the after-holiday sales on Monday - I am so excited for those!  But, without further ado, my spending breakdown for this week...
  • Monday's Dollar Tree Trip: $11.54 oop (included, but not pictured are 3 more graduation cards)
  • Tuesday's ALDI Trip: $72.51 oop
  •  $40 Baking Cookies for Friends and Family (added to grocery money)
Total OOP: $84.05
Total Earned: $40
Total Remaining for December: $132.83 (includes $40 added in from baking)
 

Thursday, December 22, 2016

Weekly Spending Report: 12/11-17/2016


This week was another crazy one at work, but at least it ended with some cookie baking!  I think I am finally ready for Christmas - cookies baked, presents bought and wrapped, tree up and decorations hung!  I'm hoping to round out tonight with some White Christmas and popcorn, but we'll see.  
Below is my spending break-down for this week, it's a little higher than I like, but it includes pretty much all of my cookie ingredients, and I make a L-O-T of cookies every year...
  • Tuesday's ALDI Trip: $86.90 oop (included, but not pictured are 8 gallons of H2O), Earned $0.10 Mobisave Rebate (Plates)
  • Saturday's Baugher's Trip: $6.95 oop (no picture, just a basket of oranges)
Total OOP: $93.85
Total Earned: $0.10
Total Remaining: $176.88

Tuesday, December 13, 2016

Weekly Spending Report: 12/04-10/2016


This week flew by in a flash!  I've been running around like a crazy person at work, so I had to sneak out to the store on Sunday evening, or I knew I wouldn't get there.  Since ALDI was closed by the time we got there I had to send Joe back out on Monday, and again on Tuesday for a few additional things.  But other than that I basically went from bed to work to shower to bed all week.  Needless to say, I'm tired.  I've also picked up a nasty head cold which has now migrated into my throat - ugh!  Just peachy.  Anyway, here's how my shopping broke-down this week...
  • Sunday's CVS Trip: $12.01 oop, Earned $9 ECB's (Zantac and Huggies), and $3 Ibotta* Rebate (Zantac)
  • Sunday's Giant Trip: $32.58 oop, Earned $1 Ibotta Rebate (Lean Cuisine) + $5 Bonus Ibotta* Rebate (for completing 2 grocery rebates)
  • Monday's ALDI Trip: $32.50 oop 
  • Tuesday's Giant Trip: $12.18 oop
Total OOP: $89.27
Total Earned: $18
Total Remaining for December: $270.73
*Use this link to sign up for Ibotta and get a $10 bonus!

Frugal Finds: December 2016 Edition

This month I had a very productive trip to the thrift store.  I have slowly been picking up long-sleeved shirts for myself, so that I can weed out some worn-out ones this Winter.  I also picked up quite a few nice shirts for Howard as well - I am finding out that boys are very hard on clothes. 
1 Long-sleeved Black Beaded Shirt for Me $3.99 - 50% off Sale = $1.99
1 Long-sleeved Navy and Strip Henley Shirt for Me $3.99 - 50% off Sale = $1.99
1 Long-sleeved 3T Green Dump Truck Shirt for Howard $1.99 - 50% off Sale = $0.99
1 Short-sleeved 3T Gray Rocket Shirt $1.99 - 50% off Sale = $0.99
1 Long-sleeved 3T Green and Navy Striped Robot Shirt  $1.99 - 50% off Sale = $0.99
1 Short-sleeved 4T Gray Tractor Shirt $1.99 - 50% off Sale = $0.99
1 Long-sleeved 4T Baby Gap Gray Striped Shirt $1.99 - 50% off Sale = $0.99
1 Long-sleeved 4T Fire Truck Shirt $1.99 - 50% off Sale = $0.99
1 Short-sleeved 5T Blue TMNT Shirt $3.99 - 50% off Sale = $1.99
1 Long-sleeved 5T Brown Root-beer Shirt $2.99 - 50% off Sale = $1.49
1 Long-sleeved 5T Green Hot Cocoa Shirt $1.99 - 50% off Sale = $0.99
1 Black/Gray/Red Size 4/5 Jacket $3.99 - 50% off Sale = $1.99
1 Book for Howard (not pictured) $0.99 - 50% off Sale = $0.49
+ Tax $0.03
Total OOP: $16.90
Savings of $17 or 50%!!!!

We also went to a flea market this month.  I didn't find anything for myself, but I did pick up a few Christmas presents for Howard, and one Easter basket stuffer as well.
 2 Plastic Tractors $4
1 Melissa and Doug Magnetic Animal Book $4
1 Bunny Book (for Easter) $1
Total OOP: $9

Monday, December 12, 2016

Goals Update: November 2016


I'm sorry this is so late getting up, I'm behind on a lot.  I'm on the tail end of two weeks working straight through, and to top it all off, I'm sick - Yay!  But anyway, here we go...

November was a very busy month.  Work was swamped, and things at home were just as crazy.  But we had a wonderful Thanksgiving lunch with both our families (14 in all), I got some AWESOME Black Friday deals, my Christmas shopping is almost done, as is my decorating.  All that's left to do in December is my cookie baking, and we will be good to go!  I crossed a couple of goals off my list since I know what the December schedule looks like, and I'm considering them 'good enough.'  Since they're my goals, I think that's alright. 
So, here's how things are going so far for the year...

Personal:
  • Lose 20 lbs (about 1.5 lbs a month) I have lost 15 pounds! Only 5 more to go...
  • Exercise 292 days - In November I exercised 27 out of 30 days.  For a total of 279 for the year.  I'm right on track with this goal! 
  • Drink at least 70 oz of water everyday - I did fairly well with this in November.  We've had some cold days, and instead of my hot tea, I've been having some hot lemon water, which still counts towards my goal, at least in my book.
 Financial:
  • Coupon and deal shop to stick to my $350/month budget - I shared my budget update for November here.  If you click over, you can see all of the great things I was able to stock-up on while squeaking just under budget!  This included diapers, hand soap, canned soup, produce, and a variety of other items.
  • Earn at least 6 - $25 Amazon gift card through Swagbucks - I earned my 5th gift card in November!!  Only 1 more to go for this year to meet my goal!  5 Down, and 1 to go.
  • List at least 10 things per month online or 120 for the year - I did not list anything in November.  I am pretty sure I am not going to make this goal for this year, but we'll see.  January - Check (23), February - no check (0), March - Check (43), April - no check (1), May -no check (0), June - no check (0), July - no check (0), August - no check (0), September - no check (0), October - no check (0), November - no check (0)
  • Set up at 6 Flea Markets/Shows to sell our wares - We ended up not setting up in November at our last flea market because of car troubles.  I'm okay with that, and I'm crossing this off the list for the year; 5 is still pretty good in my book!  Total for the year =5
Household:
  • Completely declutter the entire house - Finished in September.
  • Finish my 2016 project list - I have my project list update posted separately. I have decided to go ahead and cross this off the list as well.  There are still a few projects left, but there is NO way that they are going to get accomplished with all the crazy that we have going on this month.  I will pick the list back up in January when I have more time to work through them.  I am still SUPER pleased with what I was able to accomplish this year!  I just amazes me how things get done when you actually take time to do them 😉  I will do a post in December showing the before and after pictures, so keep an eye out for that. 

Blogging:
  • Post at least 3 times a week - I was able to post 3 times a week in November.  All totaled I posted 13 times, just enough to reach my goal.  I need to up my game in December!
  • Do a 31 day series in October  - Finished in October.
  • Set up a Facebook page for my blog - Not yet, I am hoping to get this done in December.
How is everyone else doing with their goals?
Anything new or different you are trying this year?
Share some of your goals in the comments...

Tuesday, November 29, 2016

Household Project List 2016 - November Edition


This is my last update for my household project list.  In December I am planning to show the before and after pictures with all of you, so be on the look out for that post!  But as far as getting anything else crossed off this list before the end of the year, I have to be real with myself, and it's just not going to happen.   I work most of December, as in 21 days, almost straight though.  The days I'm not working I need to be doing my cookie baking, for us and for some orders I have from friends.  I also want to try and spend some time enjoying the season with Joe and Howard - Howard will only be 2 once.  He LOVES Christmas trees and lights, so I am looking forward to riding around looking at some with him at least one evening.  🎄  We have some other fun planned for the month as well - midnight madness at our local antique mall, various family get-togethers, and my niece is graduating from college!  Overall, it's just going to be way too busy to work on painting or steaming or gluing anything.  I do plan to pick the list back up in January when I have more time on my hands, and I will keep you posted as I finish different projects that are still on the list.
Here's how the list is looking so far...
  • Bedroom: 
    • Declutter 2 Dressers, 1 Chest of Drawers, 2 Nightstands, 1 Closet, and Under the Bed -- Finished in February
    • Steam off the crappy boarder - Not completed.
    • Re-glue the wallpaper seams - Completed in September
    • Change the wall art - Not completed.
  • Hall: 
    • Declutter Hall Closet, Desk, and Coat Closet -- Finished in February
    • Sell desk, and move in a bench -- Finished in April
    • Build another shelf in the hall closet -- Unneeded, crossed off in February
  • Bathroom:
    • Declutter the Bathroom Cabinets and Drawers  -- Finished in February
    • Touch up the paint - Finished in June.  Completed during renovations.
  • Living Room:
    • Declutter 8 Cube Baskets, 1 End Table, and 3 Dresser Drawers -- Finished in March
    • Finish adding pictures to our 'mural' wall - Finished in June/July. 
    • Paint the letter 'R' on our 'mural' wall -- Finished in January
    • Find new art for behind the futon - Not completed.
  • Kitchen:
    • Declutter 35 Cabinets, 1 Pantry, 1 China Cabinet, and 11 Drawers -- Finished in March   
    • Get a new trashcan -- Finished in February
    • Steam the wallpaper off our microwave table, and repaint it - Crossed off in September, we are going to build a new one next year.
    • Paint the windows/sills/trim - Finished in June.  Completed during renovations.
    • Clean out the chest freezer and defrost it -- Finished in March
  • Nursery/Office:
    • Declutter the Closet, Dresser, Desk, Chest of Drawers, Bookcase, Sewing Table, and Cedar Chest - Finished in September
    • Go through the CD 3-drawer organizer and combine into a large CD case - Finished in June.
    • Install new curtain rods and tie backs; Hang new curtains - Finished in July.
    • Make a new curtain for the closet; Hang - We've decided to go with closet doors instead of a curtain.  Not completed.
    • Buy new Lamp/Shade for the Dresser -- Finished in April
    • Re-glue wallpaper - Not completed.
    • Bring in new chest of drawers (#2) - Finished in September.
    • Build new shelf (or two) above the desk; Add books to shelves -- Finished in October.
    • Paint the windows/sills and the closet door frame - Finished in June.  Completed during renovations.
  • Laundry Room:
    •  Declutter Desk, 3 Drawer Stand, Bookcase, and Closet (including stored Christmas decorations) -- Finished in March
    • Touch up paint from renovation -Not completed.
    • Hang art -- Crossed off in May. 
    • Wash box of new-to-us toys - Finished in July.
    • Buy an IKEA cube system, assemble, and organize -- Not completed.
 Are any of you working on some household projects this year?
What are you getting accomplished? 

November Budget Update

November was a busting-at-the-seams kinda month.  Things were crazy at work - tea, decorating, and the holiday open house.  Things were super busy at home - cleaning, decorating, baking, meal prep, our annual Thanksgiving family lunch, and Black Friday shopping.  Makes me tired just thinking about it all.  Since there was so much going on in November, I fell behind on keeping my coupons clipped and organized.  I spent more than I'd like to, but I did get a LOT of great deals, some Christmas gifts and stocking stuffers, and we hosted 14 for Thanksgiving.  I'm just glad that the money was there in the grocery envelope for me to use.  Overall I'm please with what I got, and I am hoping for a lower price-point for my spending in December!  😂
So, below is how my spending broke-down over the month of November...
  • Week #3: $76.82 oop, Earned $20 ECB's

Total OOP: $455.90
Total Earned: $155.27
Total Remaining from November: $10 (includes money added in from baking)
*Use this link to sign up for Checkout51, upload a receipt, and get a $5 Bonus!
**Use this link to sign up for Ibotta and get a $10 bonus!

Weekly Spending Report: 11/27-30/2016


I decided to go ahead and post my spending report for this week since November ends tomorrow and I doubt I will get out to do any shopping before next week anyway.  I made a quick trip out Sunday morning to pick up some produce, snack and breakfasts items, and a few things to round out our meals this week.  See below for how my spending worked out...
  • Sunday's ALDI Trip: $59.59 oop (included, but not pictured, are 8 gallons of H2O)
  • Sunday's Giant Trip: $42.52 oop

Total OOP: $102.11
Total Earned: Zero
Total Remaining from November: $10