Thursday, January 7, 2016

Goals Wrap Up for 2015



  December was a mad house -- I worked 16 days straight, served 14 seatings of tea, and the tree didn't go up until December 9th, the latest ever.  However, even with all the craziness at work, I still managed to send out Christmas cards this year, with family photos in them, get the house cleaned and decorated, and baked just as many cookies as any other year.  I was just a little impressed with myself, not pridefully impressed, but impressed.  We had both of our families over for lunch on Christmas Eve, 12 in all.  That's a lot for our tiny apartment, but the meal was great and we all got to enjoy each others company.  This year Howard really enjoyed opening his presents, and ours, and any other presents he could get his hands on.  Even though December wasn't a huge month for goals, it feels good to finish off the year with so many things crossed out.  The goals that I marked in blue, and will be carried over to next year in one form or another.  Here's how the goal area played out in 2015...
Household:
  1. De-clutter the whole house in January, February, and March -- Done!  I am planning to keep this goal for 2016.  It really helps to set a simplified, clutter-free tone for the year.
  2. Do a Deep-Spring, and Deep-Fall Clean in March and November  As well as keep up with my weekly, bi-weekly, and monthly cleaning chores. -- Done! 
  3. Paint the Windows/Sills/Trim in the Kitchen and Nursery -- This I plan to do in March of 2016.
Family:
  1. Write a 'love letter' to Joe each month - Done!  This was a goal that really stretched me, but I feel as though it really helped to better Joe and I's relationship, which was the point.  
  2. Take a trip to Maine in June with the hubby, and Howard. -- Done!
  3. Take a Trip to Ocean City in August -- Done!  We had an amazing time on both of these trips, and we are looking forward to getting to do 2 more in 2016!
  4. Get together with family at least once a month -- Done!  We got together with my family and Joe's family on Christmas Eve, had a lovely meal, and opened lots of presents.  Getting together every month is hard with everyone's work and school schedules, so I think in 2016 I am going to shoot for every other month.  It's just more reasonable.
  5. Plan and Execute Howard's 1st Birthday Party -- Done!  I really want to get going on Howard's 2nd birthday soon; it will be here before I know it. 
Blogging:
  1. Have 2 Freezer/Pantry Challenges (January and July), post updates on the blog, and defrost the chest freezer -- Done!  I love this goal!  It really keeps me accountable in using up weird things that I shove in the freezer because I don't want to waste it and throw it out, like 2 spoons of green beans, or 1 cup of Chili. 
  2. Post my Menu Plan, and Weekly Spending Report every week, along with at least 1 other post per week.  This may be an update, a reveal, a recipe, a shopping trip, some Aldi Deals, or a frugal find. -- I am setting my goals for blogging a little differently in 2016.  I did successfully post my weekly spending report every week, my monthly goals and budget check-in every month, and in the fall I started doing a frugal finds post for the month as well.  I feel good about these things, but I really want to get back to regular posting.  I also need to set my goals in a more easily measured way.  This year's goal left things fairly open ended, and gave me too much leeway. 
  3. Plan and execute a 31 days post for October. -- Done!  This was a LOT of work.  It requires an immense amount of time and dedication to post everyday, even if it is for only 31 days.  To get a head start, I have already started planning out next years 31 days series -- I'm just a little excited about it.  
Health:
  1. Lose at least 20 lbs -- Done!  I lost a total of 22 lbs in 2015.  I am planning to keep this goal on again for 2016.  I hope that I can lose at least another 20 pounds!
  2. Drink plenty of water, eat healthy, and do exercise of some kind everyday. -- Done!  This is something that I have been able to check off each month.  I have also been doing more walking with Howard, so that is definitely exercise in my book!
Budget/Income:
  1. Do at least 5 Flea Markets throughout the year, and list at least bi-monthly on Amazon/Facebook Yard Sale. -- We are done with flea markets for this year, but I still haven't managed to find the time to list anything online yet.  This is probably something that will not happen until January when I have some time off from work.  Unfortunately this is something that requires nap-time quiet and concentration, which is dwindling.   
  2. Earn Swagbucks everyday by completing the daily poll, toolbar log-in, and NOSO offers daily.  (Try to earn $10 a month) -- I 'm almost up to another $25 gift card, having the app makes a world of difference!  I did complete the other earning points daily throughout 2015, it just takes a LOT longer to add up to $25 gift card to earn the discount than it did for the $5 gift cards.  
  3. Set a monthly budget, and coupon and deal shop as needed to stay within our budget. -- I did set a monthly budget for the year, and I did coupon and deal shop, I just didn't stay within my budget.  Actually I was pretty balanced out until December when everything went to hell in a hand basket.  But, some times that happens, the hand basket and all.  I'm not too worried about it; I've learned my lesson, raised the budget to help feed and diaper my every growing child, and am ready to move onto 2016.
  4. Put at least an extra $100 a month on Joe's Credit Card starting in May -- I am crossing this off, because I did do this every month but December, because Christmas.  I am super happy with the progress we have been able to make with this goal, our monthly minimum has never been so low!
Hobby-Related:
  1. Scan the huge-a** box of photos we have had since my mom died three years ago, and get them sorted to give to people, as well as put the ones I decide to keep in albums -- I am not putting this on my goal list for 2016.  I have a LOT of other things that actually need to get done.  It's going on the back burning for now; I'm sure when I get pregnant again and get the nesting bug up my butt, it will happen.
  2. Continue to work on Howard's baby book  -- Done!  I have a few pictures I want to add, but I am calling it done.  It's ready to be packed away in his memento suitcase.
  3. Try something new at least once a month and blog about it.  I have a LOT of new recipes and crafts I want to try -- This is something that I really want to do in 2016.  I miss getting to try new things and share them with all of you. 

Tuesday, January 5, 2016

2015 Yearly Budget Report

This year was super busy with my new work schedule.  That meant that I didn't have the time to put into couponing, planning, and budget shopping like I normally would.  This equated to a lot of spending that I probably would not have had otherwise.  Also adjusting to life with a 1 year old was interesting this year.  By the time August came, he had figured out that he likes to eat, especially meats and dairy, and he eats a LOT.  But, overall I think the year went fairly well budget-wise.  Howard is eating more, wearing larger (and thus more expensive diapers), and dirty a lot more laundry.  So for 2016 I have planned to raise our monthly budget to $350.  This should create a buffer and allow for these extra expenses.  I don't think that I will use this every month, but some months I am sure I will be glad to have it.  Here is how our budget broke down over the course of 2015.  If you click a month, you can go to that month's page, and click on a week # and it will take you to my shopping trips for that week.  If that interests you -- I always like to see what people were able to get and for how much.  Any way, the monthly break-down for 2015...
  • January: $286.80 oop, Earned $67.26 ($13.20 under budget!  I added this to Feb.'s money)
  • February: $310.34 oop, Earned $44.09 ($2.86 remaining, added to March's money)
  • March: $270.43 oop, Earned $50.04 ($32.46 remaining, added to April's money)
  • April: $349.84 oop, Earned $61.29 (Zero Remaining)
  • May: $274.73 oop, Earned $30.44 ($6.07 Remaining, added to May's money)
  • June: $298.17 oop, Earned $65.65 ($8.76 Remaining, added to June's money)
  • July: $317.30 oop, Earned $62.00 (Zero Remaining)
  • August: $300.74 oop, Earned $19.25 (Zero Remaining)
  • September: $297.66 oop, Earned $72.50 ($2.34 Remaining, added to October's money)
  • October: $298.54 oop, Earned $36.50 ($3.80 Remaining, added to November's money)
  • November: $296.91 oop, Earned $89.05  ($6.89 Remaining, added to December's money)
  • December: $409.48 oop, Earned $71.64 (Zero Remaining - over budget)
Total OOP: $3,710.94
Total Earned: $669.71
$110.91 over budget for year.  No bueno.  However, this was pretty much just from December.  It seems that the rest of the year balanced itself out.

December's Budget Update


December was a CRAZY month.  We hosted 12 for Christmas dinner, which is a LOT for our little apartment.  But it was a wonderful meal, and we had an excellent time with our families!  That large meal, combine with work luncheons, other misc get togethers, and holiday baking = over budget -- whomp, whomp.  But that's okay.  Howard is also eating like a horse, growth spurt I guess.  He isn't snacking much, but he eats a lot at mealtimes, which is a good thing, but is expensive.  All that to say that I am increasing our monthly budget to $350 each month in the new year.  I don't think I will need it all every month, but I'd rather have it than not.  Howard is getting bigger by the minute it seems, and is more mobile than every, which means more expensive diapers, more laundry detergent, and more food.  This equals a need for more grocery money.  Anyway, below is the wrap-up for December's grocery monies.  I will be posting my yearly update for 2015 soon.
  • Week #1: $80.65 oop, Earned $6 ECB's
  • Week #2: $114.15 oop Earned $7 ECB's, and $0.25 Ibotta Rebate
  • Week #3: $84.02 oop, Earned $6.89 ECB's, $0.50 Snap Rebate, $0.25 Ibotta Rebate, $1 Checkout 51 Rebate, and $25 Amazon Gift Card from Swagbucks
  • Week #4: $77.61 oop, Earned $13 ECB's
  • Week #5: $53.05 oop, Earned $10 ECB's, $1.50 Checkout51 Rebate, and $0.25 Ibotta Rebate
Total OOP: $409.48
Total Earned: $71.64
Total Remaining from December:  Zero!

Sunday, January 3, 2016

Weekly Spending Report: 12/27/2015-01/02/2016


This week I made some interesting purchases.  We got some treat snacks to have on New Years Eve, as well as a few nice clearance items for the house and gifts.  I also stocked up on TP and salsa!  Here's how the week went down...
  • Monday's CVS Trip (Included, but not pictured is another package of TP): $10.51 oop, Earned $10 ECB's, and $1.50 Checkout 51 Rebate
  • Monday's ALDI Trip (Included, but not pictured is 4 gallons of H2O): $15.10 oop
  • Monday's Gaint Trip: $27.44 oop, Earned $0.25 Ibotta Rebate

Total OOP: $53.05
Total Earned: $11.75
Total Remaining from 2015: None, in fact I went over budget, and used some Christmas money to cover the difference, but I am so okay with that at this point in the year.  I am ready for a fresh start next week! 

Frugal Finds: December 2015 Edition


This month we hit up a local flea market and found some great deals...


Box of Big Ritz for Howard = $1
Little Metal Cups (great for ketchup or snacks for Howard) = $0.50
Marking Pencils for Sewing = $0.75
Tin Lunch Box that I am now using as a sewing box = $4
Train Print for Howard's Shelf in his Nursery = $0.50
Total: $6.75

We also managed to get into the thrift store this month as well...


4 Board Books for Howard (He loves books, and is so rough on them.  So I got some new ones to replace the ones I just recycled.) $0.99 ea = 4/$3.96
Khaki Pants for Howard 2T = $1.49
Jeans for Howard 2T = $1.49
Black Striped Long Sleeve Henley for Howard 2T = $1.99
Blue Long Sleeve Tee for Howard 2T = $1.99
Black and Gray Shirt for Howard 4T = $0.99
Long Sleeve White Dress Shirt for Joe = $7.99
1 Tent Repair Kit for Joe = $0.49
3/4 Sleeve Pink Shirt for Me = $4.99
3/4 Sleeve Brown Shirt for Me = $3.99
Long Sleeve Charcoal Layered Shirt for Me = $3.99
Total: $33.60

Weekly Spending Report: 12/20-26/2015


This was a WONDERFUL week, full of so many great holiday things -- we hosted Christmas Eve lunch with both of our families at our house (very stressful, but so worth it), we attended Christmas Eve service at our church, we drove around one evening to look at Christmas lights, I finished my holiday cookie baking, we did some last minute shopping on Monday, went to the Museum staff luncheon on Tuesday, gave and received a LOT of amazing gifts, ate a few too many cookies, and ended the week with some clearance shopping, and a family wedding on Saturday.  Needless to say we had a very full week -- I got a pimple from the stress, but fun was had by all, and that's what really matters.  Anyway.  With all of the feasting and gifting, shopping needed to happen too, so, without further ado, the shopping results for this week...
  • Monday's CVS Trip: $24.17 oop, Earned $13 ECB's
  • Monday's Giant Trip: $27.64 oop
  • Monday's ALDI Trip: $25.80 oop

Total OOP: $77.61
Total Earned: $13
Total Remaining for December: $10.46

Pantry Challenge January 2016

Pantry Challenge 2016 | Good Cheap Eats 

 I am joining Jessica over at Good Cheap Eats for another pantry challenge.  I try to do this twice a year as to keep the pantry manageable and the freezers defrosted.  Monday starts round #1 for 2016.  Join along as we eat down the pantries and freezers, rotate our stock, and hopefully create some new family favorites! 

Friday, December 25, 2015

Weekly Spending Report: 12/13-19/2015


This week was an easy shopping week.  I grabbed some free and clear Tide pods for a little bit of nothing at CVS, plus some FREE dish soap.  Then at ALDI and Giant I picked up some needed items and some clearance deals, and earned back some app rebates - yeah!  And I'm sorry about getting this up so late -- things have been a little crazy around here with Christmas preparations!  Here's how the week went down...
  • Monday's CVS Trip: $4.79 oop, Earned $6.89 ECB's
  • Monday's ALDI Trip (Included, but not pictured are 4 gallons of H2O): $35.12 oop, Earned $0.25 Snap Rebate for the Heavy Cream
  • Monday's Giant Trip (included, but not pictured are 8-12 pks of various diet sodas): $44.11 oop, Earned $0.25 Snap Rebate for the Bread, $0.25 Ibotta Rebate for the Bread, and $1 Checkout 51 Rebate for the 2 boxes of Eggos

Total OOP: $84.02
Total Earned: $8.64
Total Remaining for December: $88.07

Monday, December 14, 2015

Weekly Spending Report: 12/06-12/2015


This week I decided that I needed to add $60 into the grocery budget to help cover the gifts that I've been purchasing out of it, like candies.  It's just a LOT easier to do one transaction when Howard is with me. Here's how my spending went this week...
  • Sunday's CVS Trip: $26.05 oop, Earned $9
  • Sunday's ALDI Trip: $41.45 oop (not pictured, but included are 8 gallons of H2O, 2 boxes PB Bars, 1 block of Pepper Jack Cheese, 2 dozen Eggs, and 2 boxes of French Bread Pizzas)
  • Sunday's Giant Trip: $35.41 oop (not pictured, but included is a tub of Land O Lakes Butter Spread with Olive Oil, and 5 Lean Cuisine Frozen Meals), Earned $0.25 for the Mac and Cheese from Ibotta
  • Saturday's Dollar Tree Trip: $11.24 oop 
Total OOP: $114.15
Total Earned: $9.25
Total Remaining for December: $112.09 + $60 extra because of Christmas gifts = $172.09

Tuesday, December 8, 2015

Weekly Spending Report: 11/29-12/05/2015

This week I kept my shopping fairly simple.  I was able to stock up on Lysol wipes and soup, and get our needed snack and meal items.  Here's how the week went down...
  • Sunday's CVS Trip: $3.66 oop, Earned $6 ECB's
  • Sunday's ALDI Trip: $41.93 oop (Included but not pictured are 8 gallons of H2O)
  • Sunday's Giant Trip: $31.88 oop
  • Saturday's Dollar Tree Trip: $3.18 oop (no picture, but includes 2-3 packs of balls for Howard, and a Christmas gift)
Total OOP: $80.65
Total Earned: $6
Total Remaining for December: $226.24

 Linked to Couponaholic and I heart Publix!